Terms and conditions for Inland Transit/All Risks Insurance for Household Goods/General Cargo/Musical Instruments
- It is deemed necessary that you should take adequate insurance for your household goods/general cargo. The premium payable is 1.5% of the total declared value with a minimum premium of $150/- (subject to approval). Excess is 5% on total sum insured minimum $500/- per item whichever is higher for each and every claim.
- Please note that Insurance endorsement of musical instruments requires a stand-alone policy. The Insurance premium is estimated at about 3% of the total declared value with a minimum premium of $300/- (subject to approval). Excess is 5% on total sum insured minimum $750/- per item whichever is higher for each and every claim.
- No insurance coverage for Works of Arts, Paintings, Mirrors, Antiques, Vases, Ornaments, Money, Jewelries, Laptops, Liquor, Cutleries, Personal Effects (e.g. shoes, bags, clothing) and Pairs & Sets Clause, etc. (Please refer to Exclusion Cargo Risk list as attached for more details). For such items, it is deemed that you, the customer, will purchase own insurance separately and absolve Move Move Movers from all liability.
- Insurance does not cover derangement of electrical, electronic and mechanical equipment; rust, oxidation, discoloration, scratching, bending, denting, chipping, preexisting defects and damages howsoever caused.
- Insurance is based on second-hand replacement clause.
- Please note that if insurance is not taken up, our maximum liability is up to S$100/- per move or as per Singapore Logistics Association terms and conditions whichever is lesser.
- For moving services where trucks are not required, internal shifting, where transit insurance will not apply, and Handyman services, kindly check with us for all-risks coverage. If all risks coverage is not taken up with us, it is deemed that you, the customer will purchase own all- risks coverage separately and absolve Move Move Movers from all liability.